1. Introduction

Welcome to phbcashoffers.com (the “Website”). These Terms & Conditions (“Terms”) govern your access to and use of the Website and any related services (the “Services”) provided by Prestige Investment Group (“Company”, “we”, “us”, or “our”). By using the Website or engaging with our Services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services.

2. Services

We are in the business of buying houses and land. Through the Website, you may submit information (via forms or phone calls) to receive a no-obligation cash offer for your property, per our process described on the Website. Use of our Services is subject to these Terms and any additional terms we may provide.

3. Your Responsibilities

You agree that:

-All information you submit through the Website or during our process is true, complete, and accurate to the best of your knowledge.

-You will promptly update any information if it becomes outdated or inaccurate.

-You will use the Website and Services only for lawful purposes and in compliance with all applicable laws.

-You will not attempt to bypass or interfere with any security or technical features of the Website.

4. User Account and Submission

We do not currently require you to create a user account to submit your property information. However, if in the future an account is required, you agree to (i) select a strong password, and (ii) keep your login information confidential. You are responsible for all activity that occurs under your account.

5. Offers, Negotiation & No Obligation

Submitting information through the Website does not obligate you to accept any offer we make.

Any offer we provide is based on information you submit and our evaluation.

We reserve the right to withdraw, refuse, or modify an offer at any time prior to a signed agreement.

If you accept our offer and enter into a signed contract, additional terms regarding property condition, closing date, title issues, etc., will apply in the purchase contract.

6. Intellectual Property

All content on the Website – including text, images, graphics, logos, button icons, data compilations – is owned by or licensed to the Company and is protected by copyright, trademark, and other intellectual property laws. You may view and download the materials for your personal, non-commercial use only. You must not reproduce, distribute, modify, transmit, republish, or exploit any content without our prior written permission.

7. Disclaimers and Limitation of Liability

The Website and Services are provided “as-is” and without warranties of any kind, whether express or implied. We specifically disclaim all implied warranties including merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that the Website will be uninterrupted or error-free, or that defects will be corrected.

To the fullest extent permitted by law: we (and our affiliates, officers, employees, agents) shall not be liable for any indirect, consequential, incidental, special, punitive, or exemplary damages, or lost profits, even if we have been advised of the possibility of such damages. Our total liability for any claim arising out of or relating to these Terms or your use of the Website or Services shall not exceed the amount you paid (if any) for use of the Services.

8. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, and their employees, officers, agents, and contractors from any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to (i) your breach of these Terms, (ii) your violation of any law or third-party right, or (iii) your use of the Website or Services.

9. Privacy

Your use of the Website is subject to our Privacy Policy, which governs how we collect, use, and protect your information. Please review that policy to understand our practices.

10. Links to Third-Party Sites

The Website may contain links to third-party websites or resources. We have no control over and assume no responsibility for the content, availability, accuracy, or policies of such third parties. Inclusion of a link does not imply endorsement. Your access to and use of such sites is at your own risk.

11. Changes to Terms & Services

We may revise, modify or replace these Terms at any time by posting the updated Terms on the Website. The “Last updated” date will reflect the latest revision. By continuing to use the Website after changes take effect, you agree to the new Terms. We may also modify or discontinue the Services (or any part thereof) at any time, with or without notice.

12. Governing Law & Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of the state of Maryland (or whichever state your business is based in), without regard to its conflict of laws provisions. You agree to submit to the exclusive jurisdiction of the courts located in [County], Maryland (or your chosen jurisdiction) for any dispute arising under or in connection with these Terms.

13. Severability

If any provision of these Terms is held to be invalid, illegal or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be deemed modified to the minimum extent necessary to make it enforceable.

14. Waiver

No waiver of any term or condition under these Terms shall be effective unless in writing and signed by an authorized representative of the Company. A failure or delay by us to enforce any right or provision shall not constitute a waiver of that right or provision.

15. Entire Agreement

These Terms, together with our Privacy Policy and any documents expressly incorporated herein, constitute the entire agreement between you and the Company regarding your use of the Website and Services, and supersede any prior or contemporaneous communications or proposals, whether electronic, oral or written.