1. Introduction

Welcome to the Site Phbcashoffers.com operated by Prestige Investments, “we”, “us”, or “our”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit or use our Site.

By accessing or using the Site, you consent to the practices described in this Privacy Policy. If you do not agree with the terms, please do not use the Site.

2. Information We Collect

We may collect the following categories of information when you use the Site:

Personal Information you provide: For example, your name, email address, mailing address, phone number, any other information you choose to submit via registration, contact forms, newsletters, or other interactive features.

Automatically collected information: When you visit the Site, we may automatically collect certain technical and usage information, such as your IP address, browser type, operating system, device identifiers, pages visited, referral/exit pages, duration of visits, click-stream data, and other analytics.

Cookies and tracking technologies: We and our third-party vendors may use cookies, web beacons, pixel tags, tracking technologies, and similar technologies to collect information about your browsing activities across the Site and other websites.

Third-party sources: We may receive information about you from third-party services (such as analytics providers, advertising partners, or social media networks) when you engage with them or when they provide data through integrations.

3. How We Use Your Information

We use the information we collect for purposes including, but not limited to:

Operating, maintaining, and improving the Site and our services.

Communicating with you (for example, via email or other channels) about your account, updates, promotional offers, newsletters, or changes to our policies.

Personalizing your experience, tailoring content or offers, and understanding how the Site is used.

Analyzing usage, trends, and evaluating the effectiveness of our offerings.

For security purposes (detecting fraud, abuse, or unauthorized access), enforcing our terms, protecting rights and property.

Complying with legal obligations and responding to lawful requests.

4. Sharing and Disclosure of Information

We may share your information in the following circumstances:

With service providers and vendors who perform services on our behalf (e.g., analytics, advertising, hosting, email marketing).

With advertising and marketing partners, subject to applicable consent or opt-out rights, to deliver targeted or interest-based advertising.

If we sell, transfer or merge parts of our business, or in connection with a corporate reorganization, financing, acquisition, bankruptcy, or similar event.

With law enforcement, government authorities or other third parties when required by law or to protect our rights, property, or safety, or your rights, property, or safety.

With your consent or at your direction.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and store information about your interaction with our Site. You may set your browser to refuse cookies or alert you when cookies are being sent. However, disabling cookies may limit your ability to use certain features of the Site.

For more information about how we use cookies and your choices, please see our [Cookie Policy] (if you have one) or the “Cookies” section above.

6. International Data Transfers

If you are located outside the country in which the Site is hosted (for example, outside the U.S.), your information may be transferred, stored, or processed in a country that may not have the same data protection laws as your jurisdiction. By using the Site, you consent to such transfers. We will take commercially reasonable steps to safeguard your information consistent with applicable law.

7. Data Retention

We will retain your personal information for as long as needed to provide you services, fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce our agreements, or as otherwise required by applicable law. When the information is no longer needed, we delete or anonymize it, or put it in aggregated form.

8. Your Rights and Choices

Depending on your location and applicable law, you may have certain rights with respect to your personal data, including:

-The right to access the personal information we hold about you.

-The right to correct or update inaccurate or incomplete information.

-The right to delete or request deletion of your personal information (subject to legal or contractual exceptions).

-The right to object to or restrict certain processing of your personal information.

-The right to opt-out of the sale or sharing of your personal information (if applicable).

-The right to data portability, i.e., receive a copy of your personal data in a structured, machine-readable format.

If you wish to exercise any of these rights, please contact us using the information provided in Section 11 below. We may require verification of your identity before processing your request.

9. Security

We take reasonable administrative, technical and physical measures designed to protect the personal information we collect from unauthorized access, disclosure, alteration or destruction. However, no method of transmission over the Internet or method of electronic storage is completely secure, so we cannot guarantee absolute security.

10. Children’s Privacy

Our Site is not intended for use by children under the age of 13 (or other applicable age in your jurisdiction). We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete the information as soon as possible. If you believe we may have collected information from a child under 13, please contact us.

11. Links to Other Websites

The Site may contain links to third-party websites, applications or services that are not operated or controlled by us. We are not responsible for the privacy practices or content of such third-party sites. We encourage you to review their privacy policies before providing any personal information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Effective Date” at the top will show when it was last revised. We will notify you of any material changes by posting the updated policy on the Site and updating the Effective Date. Your continued use of the Site after the revision constitutes your acceptance of the terms of the updated policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices,